49.A man becomes learned by asking questions. 要長學問，就得多問；多問則業精。

48.It is never too old to learn. 為學不怕年高。

47.Live and learn. 活到老，學到老。

46.Adversity makes a man wise,not rich. 患難能使人聰明，但不能使人富有。

45.Misfortunes tell us what fortune is. 惡運臨頭後，才知幸運貴。

44.Misfortunes come at night. 禍常生於不測。

43.Misfortune is a good teacher. 不幸是良好的教師。

42.Misfortunes never (seldom) come alone (single). 禍不單行。

41.Happy is he who knows his follies in his youth. 記得年輕時所作蠢事的人是幸福的。

40.Every man is the architect of his own fortune. 每一個人都是自身幸福的建築師。