9. As the touchstone tries gold,so gold tries man. 試金之石可試金，正如黃金能試人。

8. Many a little makes a mickle. 積少便成多。

7. Small gains bring great wealth. 積小利，成巨富。

6. He that regards not a penny,will lavish a pound. 小錢不知節省，大錢將濫花。

5. Frugality is an estate alone. 節儉本身就是一宗財產。

4. Take care of the pence and the pound will take care of themselves. 金錢積少便成多。

3. A penny saved is a penny gained. 省一文是一文。

2. From saving comes having. 富有來自節儉。

1. Waste not,want not. 儉以防匱。

0. Lying is the first step to the gallows. 說謊是上斷頭台的第一步。