39.Better go to bed supperless than rise in debt. 與其負債起身，不如空腹上床。

38.He that goes a borrowing,goes a sorrowing. 向人借債是自尋煩惱。

37.Money borrowed is soon sorrowed. 借錢才到手，立刻便擔憂。

36.Happy is he who owes nothing. 無債一身輕。

35.Poor without debt is better than a prince. 窮人無債勝王子。

34.A light purse makes a heavy heart. 錢袋輕時心事重。

33.A lamb is as dear to a poor man as an ox to the rich. 窮人眼中的一隻羊，貴似富人一頭牛。

32.Beggars must (should) be no choosers. 行乞的哪能挑肥揀瘦；飢不擇食。

31.Poverty on an old man's back is a heavy burden. 老而貧困，負擔最沉。

30.The dainties of the great are the tears of the poor. 富人口中的美味是窮人眼中的淚水。